RULES AND REGULATIONS

1. In these Rules and Regulations:
   
   
   • “Affiliate” means a Player who refers another Player to the Foundation's website;
     
     
   • “Charities” means the beneficiaries, as determined by the Charity Allocation Committee of the Foundation, of money remaining after:
     • payout of the Prize; and
     • payout of all costs associated with the operation of the Lottery including without limitation, marketing fees and brand license fees;
       
       
   • “Commission” means money allocated to an Affiliate in consideration of Valid Tickets bought by an Affiliate's Referee;
     
     
   • “Deposit Account” means the account described in paragraph 2b;
     
     
   • “Draw” means the random selection of winning combinations for any particular Lottery;
     
     
   • “Foundation” means the International Lottery in Liechtenstein Foundation, which is authorized and controlled by the Liechtenstein Government;
     
     
   • “Ineligible Persons” means persons described in paragraph 3c;
     
     
   • “KYC” means a Know Your Customer form, which must be filled when a Player wishes to withdraw an amount over EUR 500 and/or has more than 2 credit cards registered on his account;
     
     
   • “Lottery” means a lottery game operated and managed by the Foundation;
     
     
   • “Number” means one or more digits, one or more letters, one or more markings or any combination thereof;
     
     
   • “Parties” means the Foundation and the Player;
     
     
   • “Person” includes an individual, without limitation and a corporation and a foundation;
     
     
   • “Player” means the person who registers his/her details on the Foundation's website;
     
     
   • “Prize” means a money prize, or other property or benefit to which the holder of a Winning Ticket is entitled;
     
     
   • “Prize Pool” means, in respect of any particular Draw, the amount of money available for Prizes;
     
     
   • “Referee” means a Player referred to the Foundation's website by an Affiliate;
     
     
   • “Sale” means the purchase of a Valid Ticket by a Player;
     
     
   • “Selection” means a Number or Numbers chosen by a Player, or by the computer on behalf of such Player, entitling the Player to participate in the Draw;
     
     
   • “Stake” for a single Player means the payment made for a Ticket by a Player and “Stakes” means the payments made by all Players in respect of a particular Draw (both Stake and Stakes exclude any marketing fees or license fees paid by the Player);
     
     
   • “Ticket” means a ticket, certificate, or other instrument issued as a record under a Lottery;
     
     
   • “Valid Ticket” means a Ticket that is not void;
     
     
   • “Winner” means a Player who holds a Winning Ticket;
     
     
   • “Winning Ticket” means a Valid Ticket that bears one or more Number, or one or more Selection entitling its holder to a Prize according to the conditions established by the Foundation;
     
     
   • “Winnings Account” means the account described in paragraph 2f; and
     
     
   • “ILLF Account” means the Foundation’s account referred to in paragraph 2g, which account bears the record and account of transactions incorporating all funds waiting clearance, Deposit Accounts and Winning Accounts, which are maintained for each Player.

1. The Foundation operates a variety of different Lotteries. Some Lotteries are purchased through the Foundation’s website directly, and other Lotteries operated by the Foundation are purchased through other websites operated by an authorized party marketing Tickets on behalf of the Foundation. These rules apply to all Lotteries operated by the Foundation. Rules for specific Lotteries are set out in separate schedules.

2. Prior to participating in a Lottery, each Player will deposit funds into an account called a “Deposit Account”. The Deposit Account will hold the funds committed by the Player to participate in a Lottery. Once these funds have cleared, the Player may use such funds to purchase Tickets. The Player may not withdraw funds from the Deposit Account and all funds in the Deposit Account must be used to participate in a Draw. A portion of the funds (the “Fees”) paid to the Foundation, which portion will be identified at the time the Player deposits funds to the Deposit Account, may be forwarded by the Foundation to other firms that assist the Foundation in carrying on its Lotteries. Their Fees will be removed from the Deposit Account and forwarded to the appropriate party concurrently with the Player purchasing Tickets.

3. Upon payment of the required funds for the establishment of the Deposit Account and submission of satisfactory evidence of residence, the Foundation will accept and record on its computer system, Ticket orders received through the Internet, or by any other mode of subscription. Each such Player is deemed to hold a Ticket bearing the data pertaining to each Ticket so ordered with the corresponding Selection recorded on such computer system. If such Ticket is a Winning Ticket, such person is deemed to have had produced a written claim and such Ticket to the Foundation within 24 hours following the relevant Draw.

4. The Foundation may, at any time at its discretion, refuse to issue a Ticket bearing any Selection or limit the number of Selections that may be made by, or the number of Tickets that may be sold, to any Person.

5. Contracts between the Foundation and Players are not completed until they are entered by the Foundation's offices in Liechtenstein and the credit card authorizations are either authorized or the required amount is deducted from the Player's Winnings Account or Deposit Account.

6. The Foundation will deposit any Prize won by a Player in the Player's Winnings Account. Funds in the Winnings Account can be withdrawn by the Player, or used to purchase additional Tickets. Prizes over EUR 10,000 are subject to a 30 day hold. Winners will be asked to show evidence that they are eligible to take part (see Ineligible Persons) and that they are authorized to use the credit card which paid for the Winning Ticket.

7. All funds on deposit with the Foundation, including the Deposit Account and the Winnings Account will be held in the ILLF Account, with the Liechtensteinische Landesbank AG (LLB).

8. The Foundation will not pay a Prize(s) to which a Player might otherwise be entitled if the Player's payment into the Deposit Account is dishonoured in any way or for any reason. The Foundation reserves the right to cancel all outstanding entries for such Players and to prevent them from playing again.

9. In the event there is a discrepancy between the Numbers that the Player believes they have entered, or the graphic display of the game that they have played, or the email or written confirmation that the Player has received, and those in the database maintained by the Foundation, the Numbers in the database will be considered the valid Numbers. The Player is responsible for checking details of any Ticket by contacting the Foundation's customer support or by selecting the 'My Future Tickets' or 'My Previous Tickets' screen for the relevant Draw from the Foundation's website associated with the particular Lottery.

10. The Foundation will not be liable to the Player for any delay of a Draw. A Draw in the Lottery may be made by any method established by the Foundation and may be held at any time and place as the Foundation determines. When a Draw cannot be held on a fixed date, such Draw shall be held as soon as practicable thereafter.

11. The Player may not cancel a Ticket and the Foundation is not required to provide refunds to Players, even if the Draw has not occurred. Status of the Player's entry may be confirmed by selecting the 'My Future Tickets' screen for the relevant Draw from the Foundation's applicable website. The last entry for the Draw must be registered in the Foundation's database in Liechtenstein by 14:55 Central European Time ('CET'), one hour before the beginning of the Draw. Entries after 14:55 CET will be entered for the following Draw.

12. Notwithstanding anything else herein, the Foundation has no obligation to pay or deliver a Prize, unless the Player holding the Winning Ticket, if requested by the Foundation, gives satisfactory evidence of identification and/or valid release for the Prize, and undertakes to indemnify and save the Foundation harmless from any further claims made by either such holder or by any other Person regarding such Prize.

13. The Foundation has the right to suspend or withdraw any Draw at its absolute discretion, including without limitation, a Draw that has less than a specified number of Players. Any entry for a Ticket that contains fewer than the required minimum Numbers will be deemed to be invalid. In cases of an invalid draw, withdrawn draw or a suspended draw, the Foundation will refund to the Player the cost of the Ticket or Tickets and the Player will have no further remedy against the Foundation.

14. The Foundation reserves the right to contact any player, including Referees, by email, post or telephone with information relating to or marketing of the lotteries. The Foundation further reserves the right to contract this process to an authorized party marketing Tickets on behalf of the Foundation. In the case where an authorized party concludes a Sale to a Referee, depending in the costs associated with the Sale, the Commission allocated to the Affiliate for this Sale will be reduced to no less than 25% of the Commission normally payable to the Affiliate.

1. Any Ticket:
   • for which payment has not been received prior to the date on which it would have, but for such non-payment, becomes a Winning Ticket;
     
     
   • for which the computer entries have not been recorded;
     
     
   • purchased by an Ineligible Person;
     
     
   • held or purchased by Persons under 18 years of age; and
     
     
   • that has been lost as a result of a computer failure or otherwise,
     
     
   is void, and shall not in any case entitle its holder to a Prize.
   
   A Player holding a void ticket is not entitled to a refund from the Foundation.
   
   
2. Persons under 18 years of age may not open a Deposit Account or Winnings Account or participate in any Lottery. Players who win Prizes will be required to show that they were over the age of 18 at the time the Ticket was purchased.
   
   
3. The Foundation is unable to accept purchases from:
   • persons buying Tickets through Swiss servers;
     
     
   • employees, servants, agents, and family of the Foundation, or its affiliates; or
     
     
   • representatives, partners, and staff of Thöny Treuhand AG or First City, a Lloyd's broker.
     
     (“Ineligible Persons”)
     
     
   These persons are ineligible to take part in a Lottery. Family in this clause means children and spouse.
   
   
4. Additional rules for each Lottery approved by the Foundation are set out in separate schedules to this Agreement.
   

1. The Foundation will make reasonable endeavours to contact Winners by e-mail, but Winners will be responsible for checking with the Foundation to determine whether they have a Winning Ticket. In the event of any dispute in regards to a Prize, the Foundation may, in the case of a money Prize, pay the money into court, or as directed by the court, and in the case of any other Prize, deliver the Prize, or evidence of entitlement thereto, to the court, pending determination of the matter by a court of competent jurisdiction.

2. In the event one or more Players hold Tickets matching the required winning Numbers, the Prize will be shared equally among Player’s holding Winning Tickets.

3. A Person who makes a claim for a Prize is conclusively deemed to represent and warrant to the Foundation that he is the Person lawfully entitled to receive such Prize and such representation and warranty shall survive the awarding of the Prize.

4. Winners will be asked to show evidence that they are eligible to participate in the Lottery, and that they are not Ineligible Persons and that they are authorized to use the credit card which paid for the Winning Ticket.
   
   
5. Except for money Prizes, the Foundation may, at its sole discretion, substitute for any Prize:
   
   • a cash equivalent to the Foundation’s cost of such Prize; or
     
     
   • a Prize of equivalent cost to the Foundation.
     
   
   
6. No representation or warranty for fitness or serviceability of any merchandise or service that constitutes a Prize is given by the Foundation and there will be no implied warranties of fitness or serviceability.
   
   
7. Winners may withdraw their winnings by submitting the necessary information required through the “Withdrawal” screen on the Foundation’s applicable website. Withdrawal of winnings up to EUR 100 will be paid to the Player in cash. Winnings of more than EUR 100 will be paid by cheque or bank transfer, depending on the Player’s country of residence. The Foundation will mail cash/cheques to the Player unless the Parties agree in writing to alternate delivery arrangements. All deliveries will be made to the address submitted by the Player to the Foundation through the Foundation’s website. A Player who wishes to withdraw an amount over EUR 500 or has more than 2 credit cards registered on his Deposit Account, must fill out a KYC. This procedure is done to protect the Player and ensure that his money is safely handled. KYC requires a Player to send a photocopy of his passport or drivers license as proof of identity and to identify that he was over 18 years of age when he purchased the Ticket. The Player also needs to send a front and back credit card photocopy to ensure that the credit card being used is in fact his. Lastly, the Player will need to mail a copy of a recent credit card statement to validate his address. Of course, in this case, the Player is able to censor any sensitive information he would not like us to see including purchases, totals and payments.
   
   
8. Names, photos and country of all of the Winners may be publicized by the Foundation, and the Player, as a condition to receiving a Prize, will agree to be photographed and the Player will sign any additional consents in this regard.
   
   
9. Players are responsible for withdrawing or otherwise using funds that are held in the Player’s Winnings Account. The Foundation does not undertake to make Players aware that they have outstanding winnings to collect.
   
   
10. The Charity Allocation Committee of the Foundation will have sole discretion in selecting appropriate Charities.

1. The Foundation will not be liable for any loss of whatever nature arising from the cancellation of any Draw, including the loss, for whatever reason, of the chance to participate in a Draw. In particular, but without prejudice to the generality of the foregoing, the Foundation will not be liable to any person:
   • in the event of force majeure;
     
     
   • for the failure of, or damage or destruction to the Foundation’s central computer system or records, or any part thereof;
     
     
   • for delays, losses, errors or omissions resulting from failure of any telecommunications or other data transmission system; and
     
     
   • for any delay resulting in non-receipt of any entry for a particular Draw.
     
     
2. In all other cases, whether the liability is contractual or in tort, including without limitation negligence on part of the Foundation or its employees, the liability of the Foundation is limited, if the claim is based on a valid Winning Ticket, to the cost to the Foundation of the Prize in respect of such Ticket, or otherwise, to the amount paid for the Ticket.
   
   
3. Notwithstanding anything else in this Agreement, the Foundation will not be liable for any loss as a result of an act of God, an outbreak of hostilities, riot, civil disturbance, acts of terrorism, the act of any government or authority (including refusal or revocation of any license or consent), fire, explosion, flood, theft, malicious damage, strike, lock-out, or industrial action of any kind.
   
   
4. The Foundation will not be liable for damages which may be caused by the interception or misuse of the Player’s credit card details on the Internet.
   

1. These Rules and Regulations apply to all Lotteries and all Tickets issued under Lotteries conducted and managed by the Foundation. The Rules and Regulations, the conditions and explanations appearing on the Tickets and such other conditions as are established by the Foundation, including without restricting the generality of the foregoing, the conditions appearing on the Foundation’s website and price structure statements constitute the contractual rights and obligations with respect to Lotteries conducted and managed by the Foundation. In the event of any discrepancy or inconsistency between these Rules and Regulations and the conditions and explanations appearing on a Ticket or such other conditions established by the Foundation, these Rules and Regulations shall prevail.

2. If there is a dispute regarding an entry or eligibility for a Prize or claim, the decision of the Foundation will be final and binding.

3. The relationship between the Parties as well as this Agreement is governed by and construed in accordance with the laws of the Principality of Liechtenstein whose courts shall be the courts of jurisdiction.

4. The Foundation reserves the right to amend these Rules and Regulations from time to time and vary any of them without prior notice. Current Rules and Regulations will be posted on the Foundation’s website and such posting will be deemed notice to the Player. The Player agrees to periodically review the Rules and Regulations.

5. Where the context is required in these Rules and Regulations, the neuter gender shall include the feminine or masculine gender, or vice versa, and singular shall include the plural and vice versa.

6. If there is a discrepancy between the English language version of these Rules and Regulations and any other language version the English language version is correct.

7. In the event that any of these provisions or the conditions and explanations appearing on a Ticket or the Foundation’s website, or such other conditions as are established by the Foundation are determined by a court of competent jurisdiction to be void or unenforceable, such determination shall solely affect such provision, and shall not in itself, render void or unenforceable the remaining provisions thereof.

8. The Foundation, all Lotteries operated by the Foundation and all operations of the Foundation are carried out with the authorization of the government of Liechtenstein. The Players participating in the Lottery may be subject to laws of other jurisdictions and it is the Player’s responsibility to ensure that they are authorized to participate in the Foundation’s Lottery. The Foundation will not be responsible for any losses, taxes, or other costs associated with the Player’s participation in a Lottery imposed by any government or other authority. The Foundation does not accept responsibility for any third party claims against the Players.

9. The personal details of the Players will be collected, used and retained in accordance with the Foundation’s privacy policy.

DIVISIONS	PRIZES (EUR) *	ODDS	NUMBER OF WINNING TICKETS	IN ORDER TO WIN:
All	45,000.00	1:3.54	565	Any Prize
1st	18,000.00	1:2,000	1	Match all 5 in order
2nd	750.00	1:2,000	1	Match all 5 in order
3rd	600.00	1:2,000	1	Match all 5 in order
4th	450.00	1:2,000	1	Match all 5 in order
5th	300.00	1:2,000	1	Match all 5 in order
6th	135.00	1:2,000	1	Match all 5 in order
Sub	180.00	1:2,000	2	Nearest number to 1st Prize
Sub	180.00	1:2,000	2	Nearest number to 2nd Prize
Sub	180.00	1:2,000	2	Nearest number to 3rd Prize
Sub	17,820.00	1:20.2	297	First 3 Digits of 1st, 2nd & 3rd
Sub	3,420.00	1:105.3	57	Last 2 Digits of 1st, 2nd & 3rd
Sub	2,985.00	1:10.1	199	Last 1 Digit of 1st

* Estimations based on projected ticket sales

If a single Share or Ticket Number could win more than one individual Prize in a Draw, only the single highest individual Prize will be paid for all Prize categories.

Euro World Lotto Prize Money Allocation

1. The Prize Pool for a Draw in the Euro World Lotto game is 60% of the value of the ticket price. The allocation will be as follows:
   
   
   • 2% for a 6 Number match, plus bonus ball;
     
     
   • 8% for a 6 Number match;
     
     
   • 10% for promotional incentive Prizes;
     
     
   • on average 2% for a 5 Number match, plus bonus ball;
     
     
   • on average 4% for a 5 Number match;
     
     
   • on average 7% for a 4 Number match;
     
     
   • on average 30% for a 3 Number match; and
     
     
   • on average 37% for a 2 Number match.
     
     
2. a. 5+ bonus and 5 ball Prizes are calculated as a pro-rata share of the remainder of the Prize Pool after the 6+ Bonus Ball, 6, promotional, 4, 3 and 2 ball Prizes have been paid. In the unlikely event that 2 ball Prizes exceed 83% of the Stakes placed, the Foundation will pay exactly 37% of total Stakes split amongst 2-ball winners instead of a EUR 5 prize. In the unlikely event that 3 ball prizes exceed 66% of the Stakes placed, the Foundation will pay 30% of total Stakes split amongst 3-ball winners instead of a EUR 30 prize. In the unlikely event that 4 ball prizes exceed 15% of the Stakes placed, the Foundation will pay 7% of total Stakes split amongst 4-ball winners instead of a EUR 120 prize. If a single Stake could win more than one individual Prize in a Draw, only the single highest individual Prize will be paid for all prize categories.
   
   
3. The following prizes are insured through First City, a Lloyd's broker:
   
   
   • 6 + Bonus number match minimum is EUR 20,000,000.00 (paid as an annuity).
     
     The actual prize above this minimum amount is dependent on ticket sales and insurance costs.
     
     Players may opt to receive a lump sum instead of an annuity with regard to the above prize. The lump sum for a 6 + Bonus number match is a minimum of EUR 10,000,000.00. The actual prize above this minimum amount is dependent on ticket sales and insurance costs. EUR 180,000 will be deducted from the above prize for insurance costs. This sum will not be requested from the player, it will be deducted from the prize given to them.
     
     
   • 6 number match EUR 2,000,000.00 (paid as an annuity).
     
     Players may opt to receive a lump sum instead of an annuity with regard to the above prize. The lump sum for a 6 number match is EUR 1,000,000.00.
     
     
   In the event of more than one entry winning an insured prize, only the lump sum payment will be made, split equally amongst the winning entries.
   
   Entries into Euro World Lotto have a mathematical possibility of winning the 6 number plus Bonus Ball match prize of 1 (one) in 601,304,088. Entries have a mathematical possibility of winning the 6 number match insured prize of 1 (one) in 14,316,764.
   
   

Little Big One Prize Money Allocation

1. The Prize Pool for a Draw in the Little Big One game is 80% of the value of the Stakes placed. The allocation will be as follows:
   
   
   • 41.7% for a 5 Number match;
     
     
   • 20.8% for a 4 Number match;
     
     
   • 35.0% for a 0 Number match; and
     
     
   • 2.5% for promotional incentive Prizes.
     
     
2. If a single Stake could win more than one individual Prize in a Draw, only the single highest individual Prize will be paid for all Prize categories.
   
   
3. Entries into Little Big One game have a mathematical possibility of winning the 5 number match prize of 1 (one) in 3,003.